Are you looking for a quick and convenient way to check your State Bank of India (SBI) account balance without having to visit a branch or an ATM? If so, then you’re in luck! Thanks to technology, managing your finances has never been easier. In this article, we will guide you through the simple steps of checking your SBI account balance using just your phone number.
Understanding SBI Quick Services
SBI offers a service called SBI Quick, which allows customers to access a range of banking services using their phone. This service is available to all SBI customers, whether holding a savings account, current account, cash credit account, overdraft account, or loan account.
Registering for SBI Quick Services
Before you can start checking your account balance using your phone number, you need to register for SBI Quick services. Here’s how you can do it:
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Send an SMS: Send an SMS in the following format – REG ACCOUNT_NUMBER to 9223488888. For example, if your account number is 12345678901, you would send REG 12345678901 to the provided number.
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Confirmation: Once you send the SMS, you will receive a confirmation message informing you that your registration has been successful.
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Activation: The next step involves activating the service using the SBI Quick app. Download the app from the Google Play Store or Apple App Store.
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Verify: Open the app and verify your registration using the OTP (One Time Password) received via SMS.
Checking Your SBI Account Balance
Now that you are registered for SBI Quick services, checking your account balance is a breeze. Here’s how you can do it:
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Using Missed Call: Give a missed call to 09223766666 from your registered mobile number. The call will automatically disconnect after a few rings, and you will receive an SMS with your account balance details.
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Using SMS: Send an SMS in the following format – BAL to 09223766666 from your registered mobile number. You will shortly receive an SMS with your account balance information.
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Using SBI Quick App: Open the SBI Quick app on your smartphone, and select the Balance Enquiry option. Your account balance will be displayed on the screen.
Frequently Asked Questions (FAQs)
1. Can I check my SBI account balance using someone else’s phone number?
No, for security reasons, you can only check your SBI account balance using your registered mobile number.
2. Is there a charge for using the SBI Quick services to check my account balance?
The services provided by SBI Quick for checking your account balance are free of charge. However, standard SMS and call rates may apply.
3. What should I do if I don’t receive the OTP for registration?
If you don’t receive the OTP for registration, ensure that you have entered the correct account number and try resending the SMS. If the issue persists, contact SBI customer care for assistance.
4. Can I check my SBI account balance using a landline number?
No, you can only check your SBI account balance using a mobile number registered with the bank.
5. Are there any limitations to the number of times I can check my account balance using SBI Quick services?
There is usually no limit to the number of times you can check your account balance using SBI Quick services. Feel free to check your balance as frequently as needed.
In conclusion, checking your SBI account balance via phone number is a simple and convenient process that saves you time and effort. By registering for SBI Quick services and following the mentioned steps, you can stay updated on your finances anytime, anywhere. Embrace the power of technology and manage your banking needs with ease!
